Monday, December 5, 2011

congress message

It seems congress is not going to get anything done about balancing the budget or our national debt. I said A long time ago that it would be better to let all the Bush tax cuts expire then to do nothing so now is the time to let all the Bush tax cuts expire and if congress passes any laws to reinstate them the president could veto them and let all the tax cuts expire that would give the country A chance to recover. It might be hard on some of the lower income people but it would restore the countrys credit rating and give people confidence to expand their businesses and start new ones and that would create A lot of new jobs. Then if we were to pass the right to work law that also would encourage people to start new businesses. Another law that should be passed is to make english the official language of the U. S. With the stipulation all government business and official printing materials and voting ballots be in english only That would that would save the country billions and would encourage all emigrants to become english speaking american citizens I would agree nobody should get A cost of living increase as long as the government is in trouble. Every time you give A cost of living increase the cost of living goes up another notch. It’s a never ending cycle. You have to draw the line some where. My opinion by John Zilverberg

Sunday, November 20, 2011

November 20, 2011

The legislators are not getting anything done about our budget shortfall or our national debt. The legislators are not getting anything done about our budget shortfall or our national debt. Maybe we should give all our legislators A years vacation without pay. That $175000.00 salary and the additional perks each one is getting would be A good start on correcting our budget short fall and our national debt. We could probably hire some retired farmer for $25000.00 to run the government.. He could surly do A better job of running the government then our present legislators are doing, At least he would have enough common sense to know that you have to collect some money to pay your bills if you are going to exist, then there are Fannie mae and Fannie Mac . We have already spent 170 billion to bail them out and they could cost us up to 220 billion by 2014.Right now they are asking for another 13,8 billion bail out money from the government ( that is us the tax payers) In the mean time they are paying their executives millions in salaries and bonuses. .In 08 and 09 twelve executives got 35 million in salaries and bonuses The top executive getting 9.3 million. They claim they have to pay that much to keep their top qualified employees .If I had top qualified employees that were losing me that much money I would send them down the road in A hurry. It should not be hard to qualify for A job to destroy A business. . My opinion by John Zilverberg Maybe we should give all our legislators A years vacation without pay. That $175000.00 salary and the additional perks each one is getting would be A good start on correcting our budget short fall and our national debt. We could probably hire some retired farmer for $25000.00 to run the government.. He could surly do A better job of running the government then our present legislators are doing, At least he would have enough common sense to know that you have to collect some money to pay your bills if you are going to exist, then there are Fannie mae and Fannie Mac . We have already spent 170 billion to bail them out and they could cost us up to 220 billion by 2014.Right now they are asking for another 13,8 billion bail out money from the government ( that is us the tax payers) In the mean time they are paying their executives millions in salaries and bonuses. .In 08 and 09 twelve executives got 35 million in salaries and bonuses The top executive getting 9.3 million. They claim they have to pay that much to keep their top qualified employees .If I had top qualified employees that were losing me that much money I would send them down the road in A hurry. It should not be hard to qualify for A job to destroy A business. . My opinion by John Zilverberg

Sunday, February 20, 2011

blue print for congress

A blueprint for congress What they need to do to get this country back on A sound financial basis. First make english the official language of the U. S. All official government documents and voting ballots to be printed in english only. If any one needs an interpater it would be up to them to furnish one. No government equity or business should be required by law to furnish one. that would save the government billions. second pass the right to work law . that would give businesses an opertunity to hire cheaper labor .Thereby creating more jobs , creating new businesses and all these people with new jobs would be paying taxes instead of the govrnment having to support them. Third raise out top income bracket on personal income from the present 35 persent one persent for every 100 thousand after the first 250 thousand up to 90 persent 4th reinstate the inheritance tax with A three million exemption then 10 percent on the fourth million and increase it 10 percent for each additional million up to 50 percent 5th make everybody pay the social security withholding tax on all of their income and return any tax collected on social security payments back in to the social security funds .that would solve the problem of the social security short fall,.If these recomendations were passed we would soon have the national debt paid off and our economy back on track. And we could save 50 percent on the taxes we are paying now because that is presently being used to pay the interest on the national debt If we use social security and medicare funds to pay off the national debt we are taking the money away from the poor people that need the money while the big money people and the unions that are responsible for the trouble we are in . so they should be paying the bill My opinion by John Zilverberg.

Sunday, May 23, 2010

Arizona's Law

There has been A lot of fuss about Arizona’s new emigration law. Seems to me it is just supporting the federal emigrattion law. Every state ought to pass the same law then the states might be able to enforce the law which the federal government has failed to do.It’s easy to see why the illegal emigrants and their friends wouldn’t like the law.Criminals never like laws that criminalize them .But what would A country be like if we didn’t have laws and laws should be enforced.congress finaly passed A wallstreet regulation bill. And I hope it helps but I am afraid it is only A band aid on the big problem. While wall street seems to be prospering again We still have nearly 10 percent of our population out of jobs and many people losing their homes. We have to get this downtroden part of our population back into the main street, working and paying taxes. We are creating A society of have and have nots. We need to create some laws to level the playing field. Right now big money is running the show and they are running it to benefit themselves without regard to what it is doing to the country and the rest of the population . My opinion by John Zilverberg

Friday, May 14, 2010

The National Debt

The U.S. Government debt is now 94% of the nation's national gross product. That is 94% of our national income, and at the rate we are spending money, we will soon be a bankrupt nation like Greece. They say a big part of the problem is social security. The reason social security is in trouble is because our government that is our congress, has been using social security money for all kinds of pet projects. Some of which were probably good projects but they should have gotten the money to pay for them somewhere else other than the social security fund. The seniors paid that social security money to be used in their old age and that is all it should be used for.

The social security could still be easily fixed by raising the age bracket and raising the amount of income individuals would have to pay social security on. That way people with large incomes would be paying in more. They would also get larger payments. But with our present tax on social security we would recapture a lot of that. Right now many of the large company executives that get big bonuses in stock options that were in depressed prices and now have gone up are making millions and billions. An increase in taxes on those high incomes is what we need to get the country on a paying basis. That is not apt to happen because we have too many big money people making our laws. They are taking care of themselves and their rich friends that are putting up the money to keep them in office.

Of course, if we could find productive jobs for the 9.7% of the people that are out of a job, they would be paying taxes and that could bail the government out.

There's no way we can keep spending more than our income and survive very long.

Wednesday, April 28, 2010

Housing and Money

The money is about to run out for the government housing program that has been helping the housing industry at least temporarily.It should temporarily because the government has been selling the houses to low income people without any down payment. Seems to me that was what got the housing industry into trouble in the first place,Selling houses to people that could’nt afford to pay for them . For every house they buy we are adding to the national debt.And if we don’t find jobs for these people the government is apt to end up with A lot of houses.Seems to me the sensible thing to do rather then forclose on all these houses would have been to let the people stay in their houses as long as they maintained them and paid A reasonable interest on their debt. If necessay the government could have given them A temporary loan to pay the interest .That in turn should have kept the financial institutions from going bankrupt.People tend to forget that president Bush asked congress several times to create an overseeing board to check up on the big financial institutions But the democratic congress never did anything about it. Now Obama and the democratic congress are trying to do the same thing and the republicans are dragging their feet.We need to check up on these big institutions and the people that are running them so they don’t con the public out of all that money while they pocket millions. Its criminal for these people to make more in one day then the working people that are producing the wealth in this country earn in A year.We need some laws to level the playing field. My opinion by John Zilverberg

Language Problems

I see where someone introduced A bill in congress that courts should furnish interpreters for people that appear in court and do not understand english.English should be the official language of the U. S. And the congress should have made it so long ago.all official government business and documents should be in english only.If any one needs an interpreter to understand the english language in the courts or anywhere else it should be up to the person needing the interpreter to furnish them or if the courts or anyone else furnishes the interpreter it should be up to the person needing the interpreter to pay all the costs of his services. It would be perty hard for the court or any business to have an interpreter for all languages as there might be 40 or more people with different languages to show up needing an interpreter.If these people want to live in the U. S. They better learn the english language It would cost the government billions of dollars if they had to paint all official documents in multiple languages and the same would be true for any other business or organization. One common language would help unify the country. If different ethnic groups were to speak different languages in different areas that could lead to disagreements between the different ethnic groups and could have serious consequences. MY opinion by John Zilverberg